Do you receive a retirement or disability pension and need extra money? Today, pensions are desperately low, and seniors, who rely only on state aid, often live in very poor conditions, which are often complicated by a medical condition that makes living more difficult and expensive in old age.
Is this loan worth taking out for?
Loans for pensioners are mostly non-purpose, but pensioners often use them for basic necessities, such as paying rent or paying for medical care.
Banks usually do not offer much opportunity for people who are not of working age, so retirees have no choice but to seek help in the non-banking sector. Today, many companies offer special loans for retirees at a discounted rate, but just look for a classic non-bank loan that does not require confirmation of income.
Non-bank loans for pensioners
You can use these loans for any purpose and offer a solution to a difficult financial situation for virtually everyone. You can get them very easily over the Internet, by simply filling out an online form. You don’t even have to go to the branch and the provider will deliver the contract to your home for signing.
- they can be equipped very quickly
- non – purpose loans
- Your partner may not know about your loan
- they can be sent directly to the account
- there is a possibility of early repayment
- loans from 1,000 to 150,000
- they can also be used to consolidate loans
- at the age of over 65, a guarantor is required
- The maturity of the loan can range from 1 to 7 years
- after 6 installments you can draw another loan
To obtain a loan for a pensioner, you need a copy of your identity card and some other document, such as a copy of your birth certificate or passport. If you receive a pension with a blue voucher, then you need the original of its cut.
Unfortunately, loans for retirees also have their pitfalls, including a high interest rate and an APR. Vulnerable seniors are also at much greater risk of succumbing to fraudulent offers and can get into significant trouble. Therefore, you should only choose certified companies that provide quality products.